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Author: David Macdonald

October 11, 2019October 11, 2019 David MacdonaldLeave a comment
David Macdonald

David Macdonald

Platform crunch: Liberal and Conservative broad tax cuts

This is an update to an earlier post that examined only the Conservative “universal tax cut”.  I now have had a bit more time to model the Liberal version and compare the two head to head.  These results are also highlighted in a recent Macleans article on the topic. As…
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October 8, 2019October 17, 2019 David Macdonald6 Comments
David Macdonald

David Macdonald

Platform crunch: Debt projections of the parties

There was a lot of talk in last night’s debate about budgets, deficits, and program funding. So it seemed like a good time to look at the aggregate impact of the party platforms. In other words, let’s talk about deficits. The release of the Liberal platform came with much consternation…
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October 7, 2019October 7, 2019 David MacdonaldLeave a comment
David Macdonald

David Macdonald

Child poverty by federal ridings in Canada

If you think that in a country as rich as Canada no child lives in poverty, unfortunately you’d be wrong. Back in 1989, the House of Commons voted to end child poverty by 2000. Spoiler alert: they’re late. Campaign 2000 has been working for 30 years to achieve that goal,…
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October 1, 2019October 7, 2019 David Macdonald1 Comment
David Macdonald

David Macdonald

Platform crunch: Non-taxation of EI parental benefits

Duelling platform planks appear to be a theme in this election.  My last blog looked at CMHC mortgage insurance changes endorsed by both the NDP and the Conservatives. Today’s analysis looks at the Liberals’ and Conservatives’ proposed versions of non-taxation of EI parental benefits. The Conservatives want to offer a…
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September 23, 2019September 25, 2019 David Macdonald2 Comments
David Macdonald

David Macdonald

Platform crunch: Removing restrictions on mortgage insurance

The announcements are coming fast and furious now. The latest today from the Conservatives promised to “review” the mortgage stress test and lengthen amortization periods for mortgage loan insurance for first-time buyers. It seems that the NDP might also be in favour of 30-year amortizations, based on a statement from…
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September 18, 2019September 18, 2019 David Macdonald3 Comments
David Macdonald

David Macdonald

Platform crunch: Analyzing the impact of a super-wealth tax

In a vain attempt to keep pace with the avalanche of policy announcements, I’m wading into the NDP’s proposal of a wealth tax of 1% to be applied annually to all Canadians whose net worth exceeds $20 million. A wealth tax fundamentally differs from how most taxation in Canada presently…
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September 16, 2019September 18, 2019 David MacdonaldLeave a comment
David Macdonald

David Macdonald

Platform crunch: Who would benefit from a Universal Tax Cut?

This weekend’s announcement of a plan for a “Universal Tax Cut”  by the Conservative party signalled the first major tax discussion of Election 43.  The basic premise of this plan is to reduce the rate in the lowest federal income tax bracket from 15% to 13.75% gradually over a three…
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July 22, 2019July 22, 2019 David MacdonaldLeave a comment
David Macdonald

David Macdonald

How condos, vacancies distort the affordability equation for renters in Canada

Why do average rent numbers always seem too low? As I work on major reports, like our recent one looking at rental wages, I have a front row seat to the shortcomings of data collection. Sometimes these shortcomings are small and inconsequential to the overall conclusions. Sometimes they are big…
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July 18, 2019July 18, 2019 David MacdonaldLeave a comment
David Macdonald

David Macdonald

Canada’s rental market is, to say the least, unaccommodating

When we talk about housing affordability the focus is usually on home ownership and high housing costs. Less discussed is the affordability crisis faced by the third of Canadian households (4.7 million families) who rent their homes. This paper looks at the extent of the problem by determining the hourly…
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May 8, 2019May 8, 2019 David Macdonald3 Comments
David Macdonald

David Macdonald

A basic income if necessary, but not necessarily a basic income

Today, rideshare drivers from companies like Uber and Lyft are taking part in a global strike to protest for livable wages, job security and regulated fairs, among other demands—all taking place on the eve of Uber’s initial public offering on the stock market this week. Back in Canada, bike couriers…
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